Estimate staking or fixed-rate yield rewards: enter your amount, APR, period and compounding choice to see earnings and final balance.
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APR (Annual Percentage Rate) is the nominal, simple rate a staking product advertises — it tells you how much your principal grows per year if the reward is not reinvested. APY (Annual Percentage Yield) is what you actually earn when rewards are compounded: the interest your interest earns. The bigger the compounding frequency, the further APY drifts above APR.
APR is the simple, annualized rate: it assumes your reward is paid out and not reinvested. APY is the effective annual rate that includes compounding — the interest your interest earns. When rewards compound daily, the APY is always slightly higher than the APR.
Rewards = amount × APR% × (period ÷ 365). The reward accrues on the original principal only, so it grows linearly with time. This matches products that pay out rewards to a separate wallet instead of restaking them.
Rewards compound daily: the daily rate is (1 + APR/100)^(1/365) − 1, and the balance grows for the full period. This matches staking products that automatically reinvest (restake) your rewards, which is how most liquid and native staking works.
Many staking products hold your funds for a fixed period before you can withdraw — that's the lock-up. During the lock-up you usually earn a higher rate. Watch out: if you exit early, some products forfeit a portion of the rewards, which can erase your gains.
Besides normal price volatility, staking can be subject to slashing (validators punished for misbehavior, which can reduce your balance), protocol bugs, and lock-up restrictions that keep your funds unavailable when you need them. The quoted APR can also change at any time, since it depends on network conditions.
If you just finished with Staking APR Calculator, the natural next steps are Staking vs Holding Calculator, Compound Interest Calculator, Crypto P&L Calculator, or browse every tool in Crypto Tools.